JPMorgan Chase (JPM) Financials

New York, NY · Founded 1968 · 318,512 employees

Last Updated: 2025-12-07

JPMorgan Chase generated $182.4B in revenue for fiscal year 2025, a +2.8% year-over-year change. Net income reached $57.0B.

JPMorgan is leveraging its fortress balance sheet to dominate Markets and Asset Management, but this scale is coming with significantly increased repo funding reliance and emerging credit stress in wholesale and California-concentrated portfolios. JPMorgan Chase finished 2025 showing the benefits of scale: diversified revenue streams (CIB, CCB, AWM), strong liquidity (cash & marketable securities ~ $1.5T) and healthy capital metrics (Standardized CET1 ~14.5%, TLAC ~$564B). Revenue momentum in Markets (up 17% YoY) and record Payments fees ($5.1B) plus very large AUM/client asset inflows ($553B net flows; AUM $4.8T; client assets $7.1T) are real drivers that support earnings power.

Revenue Trend
$121.6BFY21$128.7BFY22$158.1BFY23$177.6BFY24$182.4BFY25

JPMorgan Chase Key Financial Metrics

Revenue
$182.4B
+2.8% YoY
Net Income
$57.0B
31.3% margin
Gross Margin
N/A
EPS (Diluted)
$20.02
Total Assets
$4.4T
Total Equity
$362.4B
Cash & Equivalents
$21.7B
Total Debt
$500.0B

JPMorgan Chase Income Statement & Revenue History

Fiscal YearRevenueYoY GrowthGross MarginOp. MarginNet IncomeEPS
FY2025$182.4B+2.8%0.0%0.0%$57.0B$20.02
FY2024$177.6B+12.3%0.0%0.0%$58.5B$19.75
FY2023$158.1B+22.9%0.0%44.9%$49.6B$16.23
FY2022$128.7B+5.8%0.0%40.8%$37.7B$12.09
FY2021$121.6B+1.8%0.0%0.0%$48.3B$15.36
FY2020$119.5B+3.4%0.0%44.2%$29.1B$8.88
FY2019$115.6B0.0%43.4%$36.4B$10.72
FY2018$0$32.5B$9.00

JPMorgan Chase Cash Flow Statement

Fiscal YearOperating Cash FlowCapital ExpendituresFree Cash FlowInvestingFinancing
FY2025$-147.8B$0$0$-265.6B$269.5B
FY2024$-42.0B$0$0$-163.4B$63.4B
FY2023$13.0B$0$0$67.6B$-25.6B
FY2022$107.1B$0$0$-137.8B$-126.3B
FY2021$78.1B$0$0$-129.3B$276.0B
FY2020$-79.9B$0$0$-261.9B$596.6B
FY2019$6.0B$0$0$-54.0B$33.0B
FY2018$14.2B$0$0$-198.0B$34.2B

JPMorgan Chase Balance Sheet Summary

Fiscal YearTotal AssetsTotal LiabilitiesTotal EquityCashTotal Debt
FY2025$4.4T$4.1T$362.4B$21.7B$500.0B
FY2024$4.0T$3.7T$344.8B$0$454.3B
FY2023$3.9T$3.5T$327.9B$29.1B$436.5B
FY2022$3.7T$3.4T$292.3B$27.7B$0
FY2021$3.7T$3.4T$294.1B$26.4B$354.6B
FY2020$3.4T$3.1T$279.4B$24.9B$326.9B
FY2019$2.7T$2.4T$261.3B$21.7B$0
FY2018$2.6T$2.4T$256.5B$22.3B$337.1B

JPMorgan Chase Strategic Analysis

Top Strengths

  • Scale across CIB, CCB and AWM with diversified fee engines
  • Very strong liquidity pool (~$1.5T cash & marketable securities) and TLAC
  • AUM/client asset momentum and market leadership in Payments/Markets

Top Concerns

  • Apple Card forward purchase: outsized RWA/capital and credit uncertainty
  • Rising credit provisions and elevated card net charge-off dynamics
  • High shareholder payout (net payout LTM 82%) versus potential capital hits

Frequently Asked Questions About JPMorgan Chase Financials

How much revenue does JPMorgan Chase make?

JPMorgan Chase generated $182.4B in revenue for fiscal year 2025. That represents a +2.8% change from $177.6B in fiscal year 2024.

Is JPMorgan Chase profitable?

Yes, JPMorgan Chase is profitable. The company reported net income of $57.0B in fiscal year 2025, representing a net profit margin of 31.3%. In the prior fiscal year 2024, net income was $58.5B.

How many employees does JPMorgan Chase have?

JPMorgan Chase employs approximately 318,512 people worldwide. The company is headquartered in New York, NY and was founded in 1968.

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